FundWise — Financial Wellness for Small Business

Benefits packages are broken. Nobody reads them.

The average small business offers a stack of benefits — health insurance, 401(k), HSA, FSA, life insurance — but nobody teaches employees how to actually use them. Your team is leaving money on the table and losing sleep over it.

They don't know what they have

Most employees can't tell you what their deductible is, how their 401(k) matching works, or whether they should be using an HSA or FSA. Benefits are invisible until they need them.

Financial stress kills performance

Money problems are the #1 cause of employee distraction, absenteeism, and turnover. One in three employees says financial stress has negatively impacted their productivity at work.

Enterprise tools don't fit SMBs

Financial wellness platforms were built for big companies with big budgets. Small businesses need something affordable, personal, and actually deployable without a six-week IT implementation.

Coaching that moves the needle.

Fundwise pairs every employee with a real financial coach — not a chatbot, not a library of videos. Real people who help your team understand their benefits, tackle debt, build savings, and sleep better at night.

Benefits education

We walk employees through their entire benefits package — health insurance, 401(k), HSA, FSA, life insurance. They learn what they have, what it's worth, and how to use it.

Financial coaching

One-on-one sessions with a certified financial guide. Budgeting, debt payoff, emergency funds, retirement planning. Tailored to where each person actually is.

Ongoing support

Financial stress doesn't end after one session. Your team gets continued access to their coach — questions come up, life happens, we're still here.

Up and running in under a week.

Quick consultation

We learn about your team size, current benefits, and what you're hoping to achieve. Takes 30 minutes.

We onboard your employees

Fundwise runs a 45-minute group session so your team understands what they have and how Fundwise works. Zero friction.

Coaching begins

Each employee gets matched with a financial guide. Sessions are 1:1, confidential, and scheduled around their life.

What employers see

12%

average reduction in voluntary turnover among companies with financial wellness programs

Source: PwC Employee Financial Wellness Report

53%

of small businesses report a measurable productivity boost after implementing financial education

Source: Financial Health Network

3.5x

employees who use financial wellness benefits are more likely to stay at their company vs. those who don't

Source: SHRM Employee Benefits Survey

100%

confidential. Employees engage more honestly when they know their finances stay private.

Group sessions first, individual coaching when you need it.

Group sessions — included

Initial education is delivered in group settings (Zoom or in-person) on a quarterly or bi-monthly basis, on a schedule you set as the employer. All employees attend together, at no additional cost.

Individual 1-on-1 coaching — additional cost

For employees who need deeper, personalized support, individual coaching sessions are available on top of the group program. Pricing is based on team size — ask us for a quote.

Simple, flat-fee pricing

One flat fee. 5 to 100 employees. No surprises.

Every plan covers your whole team — designed for businesses with 5 to 100 employees. No per-seat costs. Just real financial coaching at a price that makes sense.

1 Start here — low commitment, real impact

Low-commitment entry point for small businesses

90-Day Employee Financial Wellness Pilot

This 90-day pilot helps small businesses support employees who may be experiencing financial stress through practical, education-first programming and a simple HR summary report. The goal is to provide meaningful support without adding a complicated or expensive employee benefit.

What's Included

Employer Kickoff Call

30-min phone/video call. Purpose: clarify employer goals and prepare for employee communication. Review: business goals, employee needs, workshop timing, survey distribution, privacy expectations, success metrics, next steps/timeline.
Anonymous Employee Money-Stress Survey

Understand employee needs without collecting personal financial details. Covers: financial stress level, topics employees want help with, interest in group education, preferred learning format, general money challenges affecting focus/confidence. Responses are anonymous and summarized at group level only.
One Group Financial Wellness Workshop

45–60 minutes, in-person or virtual. Suggested title: "Money Stress at Work: Practical Steps Toward Financial Confidence." Topics: understanding money stress, building a basic spending plan, managing debt intentionally, preparing for unexpected expenses, knowing when to ask for help, simple next steps. Educational, practical, nonjudgmental.
HR Summary Report

Delivered at end of 90 days. Includes: survey response count, general financial wellness themes, workshop attendance, common education needs, employee interest level, recommended next steps, renewal recommendation. No private employee financial information included.
Renewal Recommendation

Recommendation for continuing support based on employee interest and employer goals. Example options: quarterly workshop only, quarterly workshop + bi-monthly coaching, ongoing bi-monthly support, customized plan based on survey results.

Free for businesses

$0 no payment required

Employer kickoff call	Included
Anonymous employee survey	Included
One group workshop	Included
HR summary report	Included
Renewal recommendation	Included

This pilot is free so businesses can experience the education, see how employees respond, and confirm the fit before paying for ongoing support.

Claim Your Free Pilot →

What happens next

Your 90-Day Pilot, Week by Week

Here's exactly how the pilot unfolds — so there's no guessing for you or your employees.

Week 1

Employer Setup

We hold your kickoff call, confirm the workshop date, align on employee communication, customize the survey, and send the employee announcement.

Week 2

Employee Survey

Your team completes our anonymous money-stress survey. Results are reviewed and the workshop is adjusted based on what employees say they need most.

Weeks 3–4

Group Workshop

We deliver your group financial wellness workshop — 45 to 60 minutes, in-person or live video, with practical resources employees can use right away.

Weeks 5–12

HR Summary & Renewal Discussion

We deliver the HR summary report — participation, themes, outcomes, recommendations. We meet to review results and discuss whether ongoing support makes sense for your team.

Getting started is straightforward

Onboarding Steps

No complicated setup. Here's what it takes to get your pilot started.

Pilot Confirmation

Confirm the free pilot details, pilot length (90 days), included education, confidentiality expectations, and preferred start date.

Kickoff Call

Discuss employer goals, employee communication strategy, survey timing, workshop topic, and reporting expectations.

Employee Announcement

Employer sends the FundWise announcement to employees — introducing the program, what it offers, and how to participate. We provide the copy.

Survey Launch

Employees complete the anonymous money-stress survey. Results help us adjust the workshop focus to what your team actually needs.

Workshop Delivery

Delivery of the group financial wellness workshop — 45 to 60 minutes, in-person or live video, with resources employees can use right away.

HR Summary Report

We compile the HR summary report — participation numbers, general financial wellness themes, education needs, and recommendations for next steps.

Renewal Conversation

We meet to review pilot outcomes and discuss whether ongoing support makes sense — quarterly workshops, bi-monthly coaching, or a customized plan.

Claim Your Free Pilot →

No payment or commitment required. We'll confirm the details and answer your questions first.

2 Scale up with an annual plan — or stop after 90 days, no strings

Quarterly Group Coaching

$3,600 /year

4 sessions per year — one per quarter

In-person (Black Hills area) or live Zoom
Led by an Accredited Financial Counselor (AFC)
Benefits, debt, savings & financial stress
5 to 100 employees included in your flat fee

No per-employee fees. 5 to 100 employees included.

Get Started →

See exactly what financial stress is costing you

Enter your team size and average salary. We'll show you the dollar amount you're losing today — and your estimated ROI from FundWise.

Calculate Your ROI →

Add-on

1-on-1 Coaching Sessions

Personalized financial coaching for employees who want dedicated attention. Available with any plan.

Employee-Paid

$85 /session

Employees pay out of pocket. Book a single session whenever you need it.

Book a Session →

Best Value for Teams

Employer Pre-Paid

$60 /session

Employer pre-pays any number of sessions — minimum 5 sessions, no upper limit. Pay only for what you need. Employees schedule anytime — no out-of-pocket cost to them.

Total: $300

Pre-Pay 5 Sessions ($300) →

Talk to us first.

Buying a benefit for your team is a real decision. If you have questions before committing, tell us a little about your company and we'll reach out within 1 business day — no pressure, no pitch decks.

Company name *

Your name *

Work email *

Number of employees *

What's prompting your interest? (optional)

Preferred coaching cadence

Quarterly Bi-monthly Not sure yet

Your employees deserve to feel financially confident.